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Is compounding interest making it impossible to pay the debt off?
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First Step Debt Solutions Blogs
What is a Consumer Proposal?
A Consumer Proposal is a viable restructuring option for over 45,000 Canadians a year, allowing the consumer to seek legal protection from their creditors under
What is a Bankruptcy?
A Bankruptcy is considered a debt restructuring option for consumers who have “no other options” and when their debts have become overwhelming. The Bankruptcy process
The Need to Know of Debt Consolidation
A consolidation loan works by your creditor buying off your principal debt from your other lenders and then charging you interest on the single lump
Navigating Person to Person Loans
Person-to-person loans carry the lowest amount of risk in terms of interest rates, credit reporting and payment terms. Often, you’ll find your friends and family
The Driver’s Seat of Vehicle Financing
Knowing the in-and-outs of when and how much to put down, lease or finance and what are the benefits of buying outright can be murky