Are you in debt?

Are you struggling to make your minimum payments?

Is compounding interest making it impossible to pay the debt off?

Would you like to be debt free?

We can help.

Online Consulting

First Step Debt Solutions is one of the first debt advocacy companies to operate fully online. This enables us to keep our costs low and pass that on to you.

Canada Wide

As a fully remote organization, we’ve hired a great team from across the Country. From Alberta to Prince Edward Island, from Vancouver to Toronto – we’ve got you covered.

Experienced Staff

Though our organization is relatively new, it is comprised of dozens of debtor advocates who have worked with clients experiencing financial difficulty for over 30 years.

Facts

At First Debt Solutions, we understand that the reason you’re here is the growing debt industry. Canadian debt has never been higher. In fact, Canada has the highest household debt out of all G7 countries. Additionally, credit companies continue to grow with a new record of 2.4 trillion in all debt as of Q4 2023.

This is why we charge no upfront fees. Canadians are in crisis, and we’re here to help.

At First Step Debt Solutions, our goal is to educate and advocate.

First, we listen to your unique situation. We’ll gather information about your debts, income and assets. Then we’ll walk you through all your options, including the best ways to consolidate your debt. After all your debts have been compiled into one lump payment, we’ll identify any opportunities you may have to eliminate your interest or even reduce your debt.  

We take pride in our clients never needing to revisit insolvency again. This is fundamental to our approach: client first, creditors second. We make sure you are taken care of.

A large portion of our success is the financial literacy we provide to our clients. Let us help you turn financial troubles into financial success. Together, we can achieve any goal.